Stellar testnet · live

Give your agent a budget,
not your keys.

Vellar is building the agent-payments stack for Stellar on x402 — smart accounts that pay HTTP-402 APIs autonomously, budgets enforced on-chain, and trust-ranked discovery. Secured by passkeys, not seed phrases.

← Agent key
AGENT
research-botUSDC ▾
session key GDW3…K7QPexpires in 7d
BUDGET USED
3.20/ 25 USDC
12 paymentsenforced on-chain
Spend limitVerified onlyRevoke
research-bot · autonomous ▾
402 → 200
GET /v1/research402
price0.10 USDC
policy check✓ under budget
PAYMENT-SIGNATURE✓ signed
settled on-chain200 OK
Bazaar
✓ Trust-ranked
Research API
0.10 USDC / CALL · VERIFIED
Weather API0.05 USDC · verified
Pay
Translate API0.02 USDC · verified
Pay
GPU Inference0.25 USDC · 1.2k settlements
Pay
Building on x402

The agent-payments stack for Stellar.

x402 is the open protocol that turns HTTP 402 into machine-payable APIs. We're building every layer of it on Stellar: the payer — smart accounts with scoped agent keys — the settlement rails, and trust-ranked discovery so agents pay the right services.

01

Agent keys with on-chain budgets

One passkey tap mints your agent a scoped session key — locked to the tokens you choose, capped by a spending-limit policy. The budget lives in a contract, not in code the agent could bypass, and you can revoke the key remotely any time.

02

Autonomous payments via the SDK

The first x402 client built for Stellar smart accounts. One call handles the 402 challenge — sign headlessly, pay, get the resource. An over-budget payment fails on-chain before any money moves.

03

Facilitator + trust-ranked Bazaar

Our open-source facilitator verifies and settles x402 payments — including policy-governed smart accounts other facilitators reject — and its Bazaar lets agents discover payable APIs ranked by real settlement data and contract verification.

Everyday actions

Your everyday Stellar wallet.

✓ Sent
Send
YOU SELL
100XLM
YOU RECEIVE
18.98USDC
Swap
✓ Deposited
Deposit
Stellar LumensXLM
USD CoinUSDC
yXLMYield
Discover
Passkey
Set policies

Web-first

Create and use your smart wallet straight from the browser — no download, no seed phrase. Just a passkey.

You are sending166.6 XLM
FeeSponsored
Policy✓ OK
Signed withPasskey

Developer SDK

Add passkey login and a Stellar smart wallet to your app in minutes — self-custodial, fee-sponsored, no seed phrases.

$ npm install vellar-sdk
import { createVellarWallet }
await vellar.create()✓ passkey
await vellar.pay()✓ sent
await vellar.x402.fetch(url)✓ paid
Browser extension

Connect to any Stellar dApp.

The Vellar extension pairs with your wallet once, then approves dApp connections and signing — with the same passkey and on-chain policies you already set. No seed phrase ever enters the browser.

01

Pair once

Approve the extension from your wallet with a single passkey tap. It gets a secure device key — bound to your account, and it expires automatically.

02

Connect to dApps

When a Stellar app requests access, the extension shows exactly which site is asking. You approve per-origin — nothing connects silently.

03

Review & sign

Every transaction is decoded and shown before you approve. Your spending limits and policies are enforced on-chain — the extension can't bypass them.

Wallet services

Everything a smart wallet should do.

Agents are only half the story. Vellar is a full self-custodial smart wallet for people too — passkeys, programmable policies and trust signals layered over your Stellar account. No custody, no compromises.

Instant DEX swaps

Trade Stellar assets natively without leaving your wallet — settled on-chain in seconds.

Programmable policies

Spending limits, co-signers, time locks and allow-lists — enforced by the network, not a promise.

Contract verification

See exactly what a contract does before you sign. Vellar flags what's verified and what's risky.

Sponsored fees

Vellar sponsors network fees on everyday transactions — no need to hold XLM just to get started.

Passkey security

Unlock with Face ID, Touch ID or a security key. Keys live in your device's secure enclave — nothing to write down, nothing to leak.

Guided account cleanup

Reclaim locked reserves from unused trustlines and stale entries. Every step is laid out for you to review and sign — closing an account moves its funds and can't be undone.

Non-custodial

Your account and keys live on Stellar and in your enclave. We never touch your funds.

Trust signals

Every signature comes with a plain-language breakdown and a risk score before you approve.

Developer SDK

Ship passkey auth, policies and contract-verification tooling into your own Stellar app.

Questions

Frequently asked questions

Still curious? Reach us at hello@vellar.xyz or read the developer docs.

Can my AI agent spend from my wallet? +
Yes — that's what agent keys are for. Mint your agent a scoped session key with an on-chain spending limit and it can pay x402-enabled APIs autonomously, no passkey prompt needed. The budget is enforced by a policy contract inside your wallet, not by the agent's code — go over it and the chain refuses to settle. Revoke the key at any time.
Is Vellar custodial? +
No. Vellar is fully self-custodial — your account and keys live on Stellar and in your device's secure enclave. We never hold your funds or your passkeys.
What happens if I lose my device? +
Register multiple passkeys across devices, and use account policies to add recovery co-signers. Losing one device doesn't lock you out — that's the whole point of moving past single seed phrases.
Do I need the browser extension? +
Not to get started — Vellar is web-first. The extension is there when you want one-click connections to Stellar dApps with the same passkey and policies you've already set.
What are programmable policies, exactly? +
On-chain rules enforced by the network: spending limits, required co-signers, time locks and allow-lists. They apply to every transaction automatically, so a compromised session still can't drain the account.
Is it ready for teams and developers? +
Yes. Teams get multi-signer policies and shared controls; developers get an SDK, contract-verification tooling and the extension's connect API.

Try out theSDK

Add passkey login, a Stellar smart wallet and x402 agent payments to your app in minutes — self-custodial, fee-sponsored, no seed phrases.